With its new strategy 2026-2030, mBank is returning to its roots and launching a new strategy focused on dynamic growth, technological innovation and strengthening customer relations. The bank aims to achieve a 10 percent share of the loan and deposit market, expand in key areas and resume dividend payments. A new banking app with an AI assistant is also at the heart of the plans. By 2030, the bank wants to serve 4.1 million active customers in Poland and increase its dividend payout ratio to 75 percent in 2030. It will strive to achieve a return on tangible equity (ROTE) of more than 22 percent and maintain a cost-to-income ratio (C/I) ratio below 35 percent, which should place it among the leaders in the sector. The stability of its operations is to be supported by a low cost of risk (CoR) of around 0.8 percent. mBank also plans to engage in sustainable development financing on annual basis. (ICE VARSAVIA)

Fonte notizia: RZECZPOSPOLITA