In 2026, personal investment accounts (OKI) are to be offered on the Polish market. It is a new savings and investment product offering tax preferences (tax exemption on assets up to PLN10k). It is based on the Swedish solution. On Thursday, 24 September, the Economic Committee of the Council of Ministers adopted the relevant draft, and the government wants to adopt this draft in the third quarter of 2025. Meanwhile, the European Commission has announced that it will present the EU Member States with an action plan for the introduction of savings and investment accounts and a strategy for financial education. Access to such an account will be possible via a smartphone app, but it will also be possible to use traditional banking services. The account will have no minimum balance, and the entire tax process will be handled by a financial intermediary, not the consumer. This would provide a wide range of investment opportunities, excluding the most risky products. (ICE VARSAVIA)

Fonte notizia: PULS BIZNESU