HÀ NỘI — Credit growth is projected to reach 18–20% in 2025, supported by strong lending expansion across banks. Total outstanding loans of 27 listed lenders rose 15% in the first nine months to over VNĐ13.6 quadrillion, the fastest pace in five years. State-owned banks such as BIDV, VietinBank, and Vietcombank led in capital supply, while private banks MB, VPBank, and Techcombank posted double-digit gains. Experts said sustaining low interest rates while managing rising inflation and exchange rate volatility remains a challenge. Economist Nguyễn Xuân Thành noted the đồng has weakened 3.8% against the USD this year, warning of growing pressure on monetary stability. To achieve the 8% GDP growth target, economists estimate credit must expand about 19–20%, requiring the State Bank of Việt Nam to maintain a delicate balance between growth support and inflation control. — VNS #VietnamEconomy #Banking #Finance #CreditGrowth #VNS (ICE HO CHI MINH CITY)

Fonte notizia: Vietnam News